Smart Budget Planning

Master your money with clarity

A planning-first budget tool that maps your income into organized buckets and calculates exactly where your money should go—no tracking required.

Free forever plan
10-minute setup
No bank connection

Trusted by forward-thinking households

2,400+ active planners
MyKasa budget dashboard interface showing account buckets and transfers
$6.2K
Monthly income
3
Transfers
12mo
Debt-free
Sample household planAug 2026
Plan verified
All accounts balanced
How It Works

Build a plan in four simple moves

No complicated spreadsheets or tracking every transaction. Just a clear, actionable plan in minutes.

01

Plan your income

Add every income source and when it lands. MyKasa keeps the timing clear so you never guess.

02

Assign to accounts

Create buckets for bills, lifestyle, savings, and debt. Every expense gets assigned once.

03

See the future

Get a clear list of transfers plus projections for savings growth and debt payoff.

04

Stay in control

Follow your transfer plan each payday. Adjust as life changes, and keep every bucket funded.

Ready to see it in action?

Try it free
Core Capabilities

Planning-first, not tracking-first

MyKasa transforms your budget into a clear transfer plan—showing you exactly what to do with every paycheck without obsessing over transactions.

01

Account-based planning

Create buckets for bills, groceries, savings, and fun money. Every dollar has a defined purpose and home.

02

Cashflow forecasting

See debt payoff and savings growth projections month by month. Make informed decisions with data.

03

Multi-person budgeting

Share a plan with your partner or family. Everyone sees the same buckets, transfers, and progress.

04

Privacy-first approach

Manual entry only. No bank logins, no transaction syncing, no data harvesting. Your finances stay yours.

05

Scenario planning

Adjust income or expenses and see projections change instantly. Plan confidently before committing.

06

Beginner-friendly

Clear guidance without jargon. Guided setup takes you from zero to a complete plan in minutes.

Privacy-first by design

Your data stays yours.

MyKasa is designed for everyday households who want a clear plan and a calmer financial future.

No bank login required
No transaction tracking
Encrypted cloud sync on paid tiers
Free tier = device-only storage

"MyKasa finally made our budget feel calm. The bucket plan tells us exactly what to move each payday, and we stopped stressing about surprises."

Priya Patel
Nurse and new homeowner

"We use the family plan so everyone sees the same buckets. It is the first time our household budget actually stays on track."

Jordan Lewis
Parent of two

"I do not want to track every transaction. The projections show me when I can pay off my credit card without the headache."

Luis Garcia
Freelance designer

Pricing

Simple plans that grow with you.

Start free, upgrade when you want more buckets, forecasting, and sharing.

Free

$0/ forever

Up to 3 buckets, local storage, core planning features.

Start free
Most popular

Single Premium

$9.99/ per month

Unlimited buckets, cloud sync, advanced analytics, and goal tracking.

Go premium

Family

$14.99/ per month

Up to 5 users, shared budgets, role-based permissions, and activity log.

Start family plan

FAQ

Answers to common questions.

Do I need to connect my bank accounts?

No. MyKasa is planning-first, so you enter income and expenses without any bank syncing.

Can couples or families share a plan?

Yes. The Family plan supports up to five users with flexible permissions.

What makes MyKasa different from tracking apps?

We focus on future planning instead of categorizing past transactions. You always know what to move next.

Is there a free plan?

Yes. Start free forever and upgrade only when you want more buckets or sharing.

Ready to plan with confidence?

Build your bucket plan once, then follow clear transfer guidance every payday. Upgrade when you need sharing, sync, or deeper insights.

No credit card required. No bank connections. Free forever plan.