For Barefoot Investor Readers

Stop Logging Into 5 Different Banks.

You know the Serviette Strategy works. You just hate the admin. Track all your Barefoot buckets in one place, see exactly what to transfer, and watch your debt disappear.

The Serviette Strategy

Scott's napkin drawing, digitised.

The percentages you already know, tracked automatically without opening 5 bank tabs every payday.

Your Household Income
Daily Expenses60%
Splurge10%
Smile10%
Fire Extinguisher20%

Plus your Mojo account for emergencies — $2,000 to start, then build to 3 months expenses.

The Buckets

Your money, sorted into accounts that make sense.

Set up each bucket once. MyKasa tells you exactly how much to transfer and when.

🛒

Daily Expenses

60%

Your everyday spending bucket. Rent, groceries, petrol, and the day-to-day stuff that keeps the household running.

Rent or mortgage
Groceries and food
Utilities and bills
Transport and petrol
Insurance premiums
🍷

Splurge

10%

Guilt-free spending money. Date nights, takeaway, new shoes. Blow it all without touching the other buckets.

Date nights (remember those?)
Restaurant meals
New clothes
Small treats
Entertainment
🎯

Smile

10%

Your bigger-picture goals. Holidays, house deposits, new cars. The stuff that makes you smile when you think about it.

Holiday savings
House deposit
New car fund
Wedding plans
Major purchases
🔥

Fire Extinguisher

20%

Kill your debt, fast. Throw every cent at credit cards and personal loans until they're gone. Then redirect to Mojo.

Credit card debt
Personal loans
Buy-now-pay-later
Car loans
Any non-mortgage debt
Your Safety Net

Track your Mojo without the guesswork.

Scott says get $2,000 in your Mojo account first, then build it to 3 months of expenses. MyKasa calculates your target automatically based on your Daily Expenses bucket.

  • Set your Mojo starting balance
  • See your 3-month emergency fund target
  • Track progress as you build your safety net
Mojo Account
$2,000
Target: $7,200 (3 months)
Progress to full Mojo28%

Once you hit your Mojo target, redirect Fire Extinguisher money to supercharge your Smile goals.

The Old Way vs The Kasa Way

Less admin. Same strategy. Better results.

The Old Way

Log into 5 different bank accounts
Calculate percentages on napkins
Manually transfer between accounts
Guess if you're on track
Spreadsheets (ugh)
Hope your partner checks the joint account

The Kasa Way

One dashboard for all buckets
Automatic bucket allocation
Know exactly what to transfer and when
Visual projections showing debt-free dates
Clean mobile and web app
Shared budget everyone can see
🍽️

Actually have that Date Night money talk.

Scott recommends a monthly money date with your partner. With MyKasa, you will actually look forward to it. Open the app, review your buckets together, see your debt-free date getting closer, and feel like you are winning.

“Shared budgets” feature available on paid plans. Start free, upgrade when you're ready.

Ready to automate your Barefoot buckets?

Free forever for personal use. No credit card required. Set up your Serviette Strategy in under 5 minutes.

Join thousands of Aussies who have ditched the spreadsheets.